Payment Orchestration

Multi-Acquiring & Transaction Routing

I architect payment orchestration platforms that intelligently route transactions across multiple acquirers. My systems optimize for cost, success rates, and reliability while maintaining sub-100ms routing decisions.

Smart Routing Cost Optimization Failover Load Balancing BIN Routing

15+

Acquirer Integrations

15%

Cost Reduction

99.99%

Success Rate

<100ms

Routing Latency

Routing & Orchestration Expertise

Smart Routing Engine

Built intelligent routing engines that dynamically select optimal acquirer based on success rates, costs, and performance

Cost Optimization

Implemented cost-based routing strategies reducing interchange and processing fees by up to 15%

Automatic Failover

Designed real-time failover mechanisms with circuit breakers ensuring 99.99% transaction success

Load Balancing

Built weighted load distribution across acquirers maintaining SLAs and preventing throttling

BIN-based Routing

Card BIN analysis for optimal acquirer selection based on issuer, card type, and geography

Success Rate Optimization

ML-powered routing decisions maximizing authorization rates using historical transaction data

Technical Capabilities

Routing Strategies

Cost-based routing (MDR optimization)
Success rate based intelligent routing
BIN/Issuer based acquirer selection
Cascade routing with retry logic
A/B testing for route optimization

Technology Stack

Java/Kotlin Spring Boot Redis Kafka PostgreSQL Resilience4j

Building Payment Orchestration?

Whether you need to integrate multiple acquirers, optimize routing, or reduce payment costs, I can help architect your solution.

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