Payment Security

HSM & Key Management Expert

Specialist in Hardware Security Module integration and payment cryptography. I architect secure key management systems that protect millions of PIN transactions daily while maintaining PCI PIN compliance.

Thales PayShield Safenet Luna DUKPT PIN Block PCI PIN Security

PCI PIN

Compliant

FIPS 140-2

Level 3

10M+

Daily PIN Txns

99.999%

Availability

HSM & Cryptography Expertise

HSM Integration

Expert integration with Thales PayShield, Safenet Luna, and Utimaco HSMs for payment processing environments

PIN Block Encryption

Implementation of ISO PIN block formats (Format 0-4), PIN translation, and secure PIN verification

DUKPT Key Management

Derived Unique Key Per Transaction implementation for POS terminals with BDK management and key injection

MAC Generation

Message Authentication Code generation for ISO 8583 messages ensuring transaction integrity

CVV/CVC Validation

Card verification value generation and validation using issuer keys for card-not-present transactions

PCI PIN Compliance

Designed key management procedures compliant with PCI PIN Security Requirements

Technical Capabilities

Cryptographic Operations

  • PIN block encryption (3DES/AES)
  • DUKPT key derivation & injection
  • MAC generation (ANSI X9.19)
  • CVV/CVC generation & validation
  • Key translation between zones

HSM Platforms

Thales PayShield Safenet Luna Utimaco AWS CloudHSM Java JCE PKCS#11

Need HSM Integration?

Whether you're setting up payment cryptography infrastructure or need PCI PIN compliance guidance, I can help.

© 2026 Satyendra Singh · Mumbai, India